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Claims Made Versus Occurrence

By |2023-06-06T14:58:26+00:00June 6th, 2023|Blog, Risk Management, Trending|

You are a contractor working on a job site on an ordinary day. Suddenly, without warning, there is an accident and spillage of chemicals. It heads down the hillside for a pond or storm drain. Speedy action by you and other contractors on the job site contains it. Proper calls are made to the right governmental agencies.

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How to Compete in Today’s Tight Labor Market

By |2023-07-31T14:24:34+00:00June 5th, 2023|Blog, Employee Benefits, Trending|

The 2023 labor market continues to tighten, creating challenges and opportunities for employers. Compensation is a key aspect of these dynamics. Mercer’s latest data reveals that pay increases this year are the highest since the 2008 financial crisis.

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Join the INSURICA Family: Unleash Your Potential in a Thriving Insurance Career

By |2023-07-31T14:25:47+00:00May 28th, 2023|Blog, Trending|

Are you seeking an extraordinary career in the insurance industry? Look no further than INSURICA, the trailblazing independent insurance agency that is revolutionizing the way we protect businesses and individuals.

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Reimagining Retirement: The Case for a Return to Pension Plans

By |2023-06-01T21:06:03+00:00May 20th, 2023|Blog, Employee Benefits, Trending|

As the retirement crisis looms, experts are exploring innovative solutions to ensure a secure financial future for America's workforce. One such solution is a return to pension plans, which could provide the stability and affordability employers and employees seek

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Employer OSHA Liabilities for Remote Workers

By |2023-05-25T20:01:47+00:00May 18th, 2023|Blog, Risk Management, Safety Tips, Trending|

Encouraging remote work has become a new normal for a variety of reasons. Whether it is to reduce costs of operating a physical place of business, address pandemic reasons or allow employees to have a better work-life balance, more and more workers are working from home.

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What Employers Need to Know About Medicaid Redeterminations

By |2023-05-03T21:21:53+00:00May 3rd, 2023|Blog, Employee Benefits, Trending|

In 2020, the U.S. Congress passed the Families First Coronavirus Response Act in response to the COVID-19 pandemic. This act required states to maintain Medicaid coverage for most enrollees and barred disenrollment for Medicaid recipients during the public health emergency (PHE) to help ensure that individuals had health coverage during the pandemic.

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Lithium-ion Batteries May Cause Fire Hazard

By |2023-05-24T15:48:18+00:00May 1st, 2023|Blog, Risk Management, Safety Tips, Trending|

The number of fires stemming from the lithium-ion batteries commonly found in electronic bikes (e-bikes) is rapidly rising, according to the National Fire Protection Association. In 2022, at least 19 people died in the United States because of fires or overheating incidents related to battery-powered products. In New York City alone, the batteries caused 216 fires, resulting in 147 injuries and six deaths in 2022.

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National Hurricane Preparedness Week Starts April 30

By |2023-05-25T16:07:57+00:00April 27th, 2023|Blog, Personal Insurance, Risk Management, Trending|

It is essential to be properly prepared for hurricane season, as these storms carry significant risks to safety and property. To raise awareness of the dangers of hurricanes, the National Oceanic and Atmospheric Administration (NOAA) annually sponsors National Hurricane Preparedness Week. This year, it runs from April 30 to May 6, 2023.

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May is National Wildfire Awareness Month

By |2023-05-25T16:08:54+00:00April 25th, 2023|Blog, Personal Insurance, Risk Management, Trending|

Each May, the Ready Campaign—launched in 2003 by the Federal Emergency Management Agency—promotes National Wildfire Awareness Month. The goal of this initiative is to encourage and empower people to prepare for, respond to and mitigate wildfires.

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Industry Paper Warns of the Hardest Property Market in a Generation

By |2023-04-21T16:36:05+00:00April 20th, 2023|Blog, Commercial Insurance, Trending|

Insurance buyers face the hardest property insurance market in a generation, with historic inflation and skyrocketing natural disaster losses causing “significant pressure,” according to a new report from the American Property Casualty Insurance Association (APCIA).

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