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Understanding and Preventing Fleet Fraud

By |2025-09-03T15:54:47+00:00August 12th, 2025|Blog, Risk Management, Transportation, Trending|

Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets (e.g., engine parts). Such fraud is a significant concern for any business that utilizes commercial vehicles, whether it’s a few small cars or a dozen tractor-trailers.

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New Compliance Rules Ahead: What the OBBB Means for Your Benefits Team

By |2025-08-06T15:41:04+00:00August 6th, 2025|Blog, Employee Benefits, Trending|

Signed into law by President Trump on July 4th, the “One Big Beautiful Bill” (OBBB) is already making waves in tax policy and Social Security headlines. But for employee benefits administrators, the bill quietly ushers in key updates that will reshape plan design, compliance, and employee communication in the months ahead.

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Putting HR Technology to Work: How INSURICA Clients Gain an Edge with OutSail

By |2025-08-01T13:49:42+00:00July 31st, 2025|Blog, Employee Benefits, Trending|

Payroll errors that hit the general ledger, open-enrollment portals that freeze at midnight, new hires juggling four log-ins on day one - when HR technology falters, the ripple effects reach every corner of the organization. Yet most employers still rely on a patchwork of legacy systems chosen under deadline pressure.

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Mental Health Parity Requirements are Still in Full Force—Even as New Federal Rules are Temporarily on Hold

By |2025-07-22T16:31:18+00:00July 21st, 2025|Blog, Employee Benefits, Trending|

In May 2025, the Departments of Labor, Health and Human Services, and the Treasury announced a temporary pause in enforcement of the 2024 final rule under the Mental Health Parity and Addiction Equity Act (MHPAEA), following a legal challenge brought by an employer coalition. This enforcement pause gives the agencies time to reexamine certain provisions and consider future revisions through the regulatory process.

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Understanding Radon Risks

By |2025-06-16T18:49:59+00:00June 10th, 2025|Blog, Healthcare, Trending|

Radon is a colorless, odorless and tasteless radioactive gas that is formed from the natural radioactive decay of uranium found in many rocks, soils and water. It is a known human carcinogen. As the second leading cause of lung cancer behind smoking, it presents a serious health risk to those exposed.

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Reduce Workers’ Compensation Claims with Ergonomics

By |2025-06-16T18:57:13+00:00June 8th, 2025|Blog, Healthcare, Trending|

Healthcare workers, especially those employed by nursing homes, perform a variety of lifting tasks that put extreme strain on their bodies. Often, an employee must physically support and move residents who are larger and heavier than he or she can bear. As a result, these workers are at high risk for developing job-related injuries. Nursing aides, orderlies and attendants have the highest incidence rate of musculoskeletal disorders, two times greater the average rate of all occupations. A recent study showed that healthcare workers sustained 47,840 injuries over a period of a year that required days away from work, the second highest of any occupation. Overexertion was the leading cause or exposure for those injuries.

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Preventing Spontaneous Combustion Hazards

By |2025-06-16T19:56:10+00:00June 3rd, 2025|Blog, Construction, Trending|

Fires are a significant risk to businesses in the construction industry. In addition to significant property damage, they can cause serious injuries and death. One source of fires is spontaneous combustion, or spontaneous ignition, in which fires start without the presence of an external heat source. Several conditions, including the improper storage or disposal of combustible materials, can create conditions for this process to occur. Knowing about and addressing factors contributing to this hazard can help prevent it, and by taking steps to mitigate this risk, employers can help protect people at their worksite and their property.

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Five Strategies for Reducing Workers’ Compensation Costs

By |2025-05-30T14:13:30+00:00May 29th, 2025|Blog, Risk Management, Trending|

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at a minimum, is compliant with the Occupational Safety and Health Administration (OSHA) standards can yield significant savings for by reducing injuries and illnesses, saving workers’ compensation dollars.

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Navigating Cybersecurity Challenges in the Construction Industry

By |2025-05-30T14:20:59+00:00May 19th, 2025|Blog, Construction, Trending|

The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling software. These innovations help to automate tasks, reduce waste and improve efficiency, productivity and safety.

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Cyber Case Study: Hack at Steel Mill Causes Physical Damage

By |2025-05-30T14:27:38+00:00May 15th, 2025|Blog, Risk Management, Trending|

 In late 2014, the German Federal Office for Information Security (BSI) released a report detailing a disruptive cyber attack at an unnamed steel mill facility. The attack—which was deployed through a combination of social engineering tactics and malware— compromised several of the steel mill’s industrial control components. From there, equipment breakdowns and production outages ensued, resulting in extensive property destruction.

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