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Is One Massive Claim to Blame? What is the Real Result of My Sky-High EMOD?

By |2025-02-03T19:57:46+00:00February 3rd, 2025|Blog, Construction, Trending|

Many have been there staring at a workers’ compensation insurance proposal, overwhelmed by a premium so steep it feels like a punishment. The explanation seems simple: one big, catastrophic claim has thrown your experience modification factor (EMOD) into chaos, leaving you with an astronomical bill.

Understanding Workers’ Compensation in Educational Institutions

By |2025-02-03T16:58:28+00:00January 31st, 2025|Blog, Education|

Workers’ compensation is a vital component of employee benefits for educational institutions. It provides coverage for workplace injuries or illnesses, ensuring that employees receive the medical care and support they need while protecting schools from costly lawsuits. For administrators, understanding how workers’ compensation works and tailoring it to the unique environment of schools is essential for maintaining a safe and supportive workplace.

Winter Weather Oil and Gas Safety Tips

By |2025-02-03T20:08:30+00:00January 30th, 2025|Blog, Energy|

To prevent injuries and illness as a result of winter weather, it’s important to learn about the causes, symptoms, and safety considerations to take so you are prepared to handle winter’s worst. According to the Occupational Safety and Health Administration (OSHA), there is no exact temperature at which the environment becomes hazardous. Instead, factors such as low temperatures, wind speed, and wetness contribute to cold-induced injuries and illness.

New Year, New Goals: The Benefits of a Safe Patient Handling Program

By |2025-02-03T20:14:55+00:00January 27th, 2025|Blog, Commercial Insurance, Healthcare, Safety Tips|

Because of age or incapacitation due to illness or injury, patients in health care settings often need help performing normal daily tasks like sitting up or walking. Helping patients with these tasks requires significant physical demands, putting employees in danger of musculoskeletal disorders (MSDs).

Imminent Dangers on the Job Site – Reducing Your Risk of Injury at Work

By |2025-01-22T20:33:04+00:00January 22nd, 2025|Blog, Construction, Trending|

An imminent danger is a workplace hazard that puts you at an immediate risk of death or serious physical harm. It may be a safety hazard, such as an unstable trench or an exposed electrical wire, or it may be a health hazard, such as toxic substances, dangerous fumes, dusts or gases. These dangers could cause irreversible physical harm, death or reduced physical or mental performance.

Monitoring to Prevent Patterns of Violations

By |2025-01-22T20:57:19+00:00January 19th, 2025|Blog, Energy|

To prevent injuries and illness as a result of winter weather, it’s important to learn about the causes, symptoms, and safety considerations to take so you are prepared to handle winter’s worst. According to the Occupational Safety and Health Administration (OSHA), there is no exact temperature at which the environment becomes hazardous. Instead, factors such as low temperatures, wind speed, and wetness contribute to cold-induced injuries and illness.

Preparing for Freezes: Protecting Your School During Cold Weather

By |2025-01-17T19:05:47+00:00January 17th, 2025|Blog, Education, News|

Preventing Frozen Pipes in Schools is essential to maintaining a safe and operational learning environment during cold weather. Frozen and burst pipes can cause costly damage, disrupt daily activities, and compromise the safety of students and staff. By taking proactive steps, schools can effectively mitigate these risks and ensure their facilities are prepared for freezing temperatures.

Change Healthcare Cyberattack Causes Disruptions

By |2025-01-17T19:54:16+00:00January 12th, 2025|Blog, Healthcare, Trending|

On Feb. 21, 2024, Change Healthcare, a subsidiary of UnitedHealth Group (UHG) and one of the largest platforms for managing health insurance billing and payments in the United States, experienced a large-scale cyberattack. This attack forced the company to shut down over 100 services across its system for multiple weeks, affecting millions of health care providers and patients across the country.

Preventing Violence in the Healthcare Workplace

By |2025-01-17T20:04:08+00:00January 11th, 2025|Blog, Healthcare|

Workplace violence in the healthcare industry has been declining, but that doesn’t mean it’s completely absent from hospitals and other medical clinics. According to the Bureau of Labor Statistics, almost half of non-fatal injuries from occupational assaults and violence occur in healthcare and social services settings.

Mitigating Mold and Moisture Risks in Schools

By |2025-01-06T22:39:12+00:00January 3rd, 2025|Blog, Education|

Mitigating mold and moisture risks is essential for ensuring a safe and healthy learning environment in school facilities. Excess moisture from leaks, high humidity, or poor ventilation creates ideal conditions for mold growth, which can compromise air quality and pose health risks like respiratory issues and allergies, potentially leading to increased absenteeism and liability concerns.

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