Filling up a vehicle used for school trips or on school grounds may seem like an easy, mindless task, but it can be extremely dangerous if done incorrectly. When refueling on school grounds or when stopping off-campus to fill up, make sure you are taking the right precautions to keep yourself, students and the equipment safe. Use these tips to ensure refueling does not result in an accident.
Allowing individuals to inhabit your property exposes you to several liabilities, many of which vary in severity depending on state and local laws. Consider the following, and work with INSURICA to develop an appropriate risk management plan.
Open enrollment is the time of year reserved for you to make changes to your benefit elections, and unfamiliar terms can make this process confusing. Use these definitions of common open enrollment terms to help you navigate your benefits options.
Those who run restaurants are often some of the most passionate business owners, investing time and money to deliver a high-quality experience to their customers. However, the hospitality industry can be unforgiving, and it’s a constant challenge for owners to deliver exceptional food and service while maintaining profitability. The list below provides an overview of these restaurant industry risks and more—helping you identify potential blind spots in your risk management and insurance programs.
As a financial institution, your customers trust you with their money. And, whether you provide checking or savings accounts, loans, or cash and wire transfers, there are a number of risks associated with your operations that you may not have considered. The list below provides an overview of common financial intuition exposures, helping you identify potential blind spots in your risk management and insurance programs.
More than most other businesses, restaurants are loaded with hazards. What’s more, employers not only have to ensure employee safety, but patron safety as well, often creating a complex, risk-management challenge. Thankfully, taking the appropriate precautions and accessing your exposures on a risk-by-risk basis can go a long way toward protecting your investment. This guide is designed to provide a summary of the major risks restaurant owners must address and includes helpful strategies and materials they can use to reduce the exposures associated with their business.Â
Workplace injuries can and do continue to hurt the bottom line for employers. A well-rounded return-to-work (RTW) program can help employers better control the impact and costs of workers being away from the job, while helping employees quickly recover both physically and financially from an injury. The goal is to enable injured employees to be productive during their recuperation and to maintain a connection to the workplace. A RTW program offers advantages to both the business and its workers.
This infographic gives an overview of the sections in a Hazard Communication Program. Having a Hazard Communication Program in place is extremely important and required by the Occupational Safety & Health Act (OSHA), it is also called Workers' Right To Know.
Nonprofit organizations provide essential social services that benefit the community and their members. These organizations cannot survive without a board of directors to make major decisions on behalf of the organization. In order to protect themselves, directors and officers (D&O) insurance for nonprofit leaders is crucial and can provide the following benefits.
This infographic provides an overview of the OSHA's Field Sanitation Standard for farming businesses employing 11 or more workers.
