Environmental Liabilities at Food Processing Facilities
The most common environmental and regulatory exposures encountered at food processing facilities include:
OSHA’s Most Frequently Cited Standards in 2021
The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most recent statistics from OSHA reveal the top standards cited in the fiscal year 2021 for the health care and social assistance industry.
Managing Mold Exposures
The explosive growth in toxic mold damage claims in the past decade has led to an almost universal exclusion of mold-related claims in commercial property and general liability policies.
Not Following the Employer Mandate Can Mean Stiff Penalties
Under the Affordable Care Act’s (ACA) employer mandate, applicable large employers (ALEs) must offer comprehensive health coverage to full-time employees. Employers who don’t comply will face penalties if any employees become eligible for premium credits in the healthcare marketplace.
Insurance Needs for Electrical Contractors
Electrical contractors are responsible for installing, maintaining, repairing and replacing electrical systems and machinery in residential, commercial and industrial environments. Due to the complex nature of their work, electrical contractors are exposed to unique risks and should consider construction insurance coverage to mitigate those risks.
![[safety body construction] Working at height equipment. Fall arrestor device for worker with hooks for safety body harness on selective focus. Worker as in construction background.](https://insurica.com/wp-content/uploads/2022/03/Safety-OSHA-scaled.jpeg)
Most Costly OSHA Violations for the Construction Industry
OSHA keeps records not only of the most frequently cited standards overall but also within particular industries. An analysis of the most recent statistics from OSHA revealed the top standards cited in the fiscal year 2021 for the construction industry.
How to Fight the Employee Exodus
According to the Bureau of Labor Statistics, more than 38 million workers quit their jobs in 2021. With employee resignations rising to record numbers, employers are looking for ways to curb the exodus.
The Madagascar Cyclone and Rising Builders Risk Costs in the U.S.
In February, another category 3 tropical cyclone hit the republic of Madagascar, the second largest island nation in the world. This is the third cyclone to hit the island this year, with the last one hitting 16 days prior.
Start With Risk
Any discussion of insurance should start with risk. Why? Let’s look at the definition of insurance.
Protect Yourself with Flame-resistant Gear
Flash fires are fires that spread rapidly through a diffuse fuel, such as dust, gas or the vapors of an ignitable liquid, lasting up to five seconds. Flash fire incidents can result in serious burn injuries and fatalities, so it is important to take steps to protect yourself.