Oil and Gas Industry Work Place Safety Infographic
Safety on the job site is something all employees should take seriously – nothing less than the future of your family is at stake. An on-the-job accident could very easily disable you, leaving security and future plans up in the air.
Key Reasons Employees Leave and How to Help Retain Them
Do you know how long the average employee stays with a company? With the hard-to-swallow cost of attrition, the average tenure is not nearly as long as you would hope. The current average is estimated right around 4 years for most employees, and closer to 3 years for employees under the age of 35. Year over year, these numbers are continuing to drop as job-hopping tendencies among employees are on the rise.
Employment Contracts: What Physicians Need to Know
According to an AMA study released in June 2019, the number of employed physicians now exceeds the number of self-employed physicians in the United States. This means that more physicians are entering into employment contracts than ever before. Doctors may dislike having to negotiate employment contracts, and for this reason may not closely examine some of the contract provisions.
Specializing in You
At INSURICA, Specializing in You isn’t just our motto on a piece of paper – it’s the fundamental nature of who we are. We go beyond selling individual policies, to understand your entire business structure and develop a customized risk management program just for you. Our fourteen industry practices represent our core areas of expertise, so you’re not just working with insurance experts – you’re also working with experts within your industry. By placing a priority on industry expertise, we’re able to develop unique and valuable relationships with our clients that go deeper than traditional insurance agents.
Understanding Total Cost of Risk
When developing risk management programs, we consider all factors that threaten to erode the productivity and profitability of our clients. Insurance premiums are one of the largest costs, but deductibles, uncovered losses, and many other factors can add to the total cost of risk. By working with you to identify these costs, we can plan and implement strategies to help you reduce them.
Commercial Business Insurance
Commercial business insurance is not a commodity, but many businesses purchase it as if it were by using a quoting process. It may seem counter-intuitive, but when price drives the commercial insurance decision, it typically ends up costing the business more than it should. Instead of price, risk and minimizing it should drive commercial insurance purchase decisions.