Trending
Group Health Premiums on the Rise: What Employers Need to Know
Trending Continued…
Making an Acquisition? Why the EMOD Shouldn’t Be Overlooked
When acquiring another company, there’s no shortage of factors to consider. From valuing physical assets to estimating potential synergies, the due diligence process can be complex. However, one critical element often overlooked is the EMOD.
2026 Employer Mandate Update
In July 2025, the IRS released new guidance increasing both the affordability percentage and penalty amounts under the Affordable Care Act’s employer mandate for the 2026 plan year. These changes will affect how Applicable Large Employers (ALEs) determine affordability and assess compliance risk moving into the next benefits cycle.
The Risks of Vacant Property
Theft, trespassing, fires or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen. The insurance risks and liabilities associated with vacant construction sites can be extensive. To ensure that you are adequately protected, it is important to know the risks you face. In addition to purchasing comprehensive insurance coverage, there are numerous preventive strategies you can adopt to maintain vacant properties in a way that reduces risk and liability.
Understanding and Preventing Fleet Fraud
Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets (e.g., engine parts). Such fraud is a significant concern for any business that utilizes commercial vehicles, whether it’s a few small cars or a dozen tractor-trailers.
Press
Ross Set to Become Chairman, Rosenhamer Elevated to President
Press Continued…
Managing Risks Associated with School Science Labs
Managing risks associated with school science labs is crucial to ensuring a safe learning environment for students and staff. Schools must take a proactive approach to managing risks associated with school science labs by implementing strong safety policies, proper materials management, and effective training programs. By addressing these key areas, schools can significantly reduce hazards while fostering a culture of safety in science education.
Managing Volunteers: Liability and Safety Considerations
Volunteer Management is an essential component of many school communities, contributing to educational programs and student activities through dedicated volunteer support. Effective volunteer management goes beyond recruitment—it also involves addressing liability and safety concerns to protect both volunteers and the school environment. In successful volunteer management, thorough background checks and proactive supervision are critical.
Improving School Parking Lot Safety
School parking lots are one of the busiest and most high-risk areas on campus. With students, staff, parents, and buses all navigating the same space, the potential for accidents increases. Ensuring a well-organized, clearly marked, and secure parking lot is essential to protecting everyone on campus. By implementing smart safety measures, schools can minimize risks and create a safer environment for all.
Preparing for Freezes: Protecting Your School During Cold Weather
Preventing Frozen Pipes in Schools is essential to maintaining a safe and operational learning environment during cold weather. Frozen and burst pipes can cause costly damage, disrupt daily activities, and compromise the safety of students and staff. By taking proactive steps, schools can effectively mitigate these risks and ensure their facilities are prepared for freezing temperatures.
Publications
Tip of the Hat: 2024 Year in Review
Publications Continued…
Architecture of TGS: 2023 Year in Review
Modernizing Insurance: 2022 Year in Review
To our valued members of the INSURICA Community, We [...]
Integrity, Innovation, Purpose: 2021 Year in Review
To our valued members of the INSURICA Community, We [...]
Three Pillars of Growth
Three Pillars of Growth INSURICA executives share lessons in [...]
Blog
SECURE 2.0 Implementation: A New Era in Retirement Planning
Blogs Continued…
Visitor Check-In and Access Control Best Practices
Visitor check-in and access control best practices are essential for ensuring campus safety. With increasing security concerns in schools, implementing visitor check-in and access control best practices helps minimize unauthorized access, protect students and staff, and ensure a safe learning environment.
Facility Rental: Best Practices for Non-School Use
As community hubs, school districts often open their doors to outside organizations for events, activities, and gatherings. This facility rental for non-school use can benefit the community, but it also comes with potential risks. School administrators must take proactive steps to protect district property, reduce liability exposure, and ensure compliance with state laws.
CPR and AED Training for School Staff: A Life-Saving Back-to-School Priority
As students return to campus, it’s important for school administrators to assess more than just academics and operations. One critical area that deserves attention is CPR and AED training for school staff. Ensuring your employees are prepared to respond to cardiac emergencies can save lives—and now is the perfect time to make it a priority.
Green Living Tips for Your Home
Living an eco-friendly lifestyle minimizes the negative impact you have on the natural world by contributing to reduced waste, conserved energy and lowered carbon dioxide emissions. Abiding by green principles is not only good for the planet—it can also help you stay healthy and save money. Consider implementing the following eco-friendly living tips within your home.
Podcasts
Client Buy In With Bakersfield’s Jeremy Hearron
Podcasts Continued…
The Evans Agency Joins INSURICA
The Evans Agency Joins INSURICA INSURICA's newest partner agency [...]
Michael Moore, Partner Club Profile
Michael Moore, Partner Club Profile The U Podcast features [...]
INSURICA Energy Practice Announces New Workers’ Compensation Program
 INSURICA Energy Practice Announces New Workers' Compensation Program INSURICA's [...]
Tim McFall Talks Compliance
Tim McFall Talks Compliance For employERs, staying in compliance [...]
Webinars
Section 125 Election Changes & HIPAA Special Enrollments: January 27th 2022
Webinars Continued…
Medicare and Employee Benefits: February 17th 2022
This webinar will cover employee eligibility issues including HSA eligibility, Medicare Secondary Payer (MSP) Rules that prohibit employers form incenting employees to take Medicare, the COBRA Medicare penalty trap some former employee face, and more.
Regulatory and Legislative: March 24th 2022
During this webinar, we’ll cover these and other important regulatory news that impacts employee benefit plans.
Regulatory Review & Wrap-Up
This webinar will review important employee benefits compliance issues from 2021 and look forward to developments coming in 2022 that will impact your benefit plans.
Employer Reporting
Attend this webinar to make sure you are ready for this year’s employer reporting season. We’ll also cover some state-specific employer reporting requirements to pay attention to.