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INSIGHTS2023-06-15T14:57:15+00:00

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Is One Massive Claim to Blame? What is the Real Result of My Sky-High EMOD?

February 3rd, 2025|

Many have been there staring at a workers’ compensation insurance proposal, overwhelmed by a premium so steep it feels like a punishment. The explanation seems simple: one big, catastrophic claim has thrown your experience modification factor (EMOD) into chaos, leaving you with an astronomical bill.

Cyber Case Study: Hack at Steel Mill Causes Physical Damage

January 29th, 2025|

 In late 2014, the German Federal Office for Information Security (BSI) released a report detailing a disruptive cyber attack at an unnamed steel mill facility. The attack—which was deployed through a combination of social engineering tactics and malware— compromised several of the steel mill’s industrial control components. From there, equipment breakdowns and production outages ensued, resulting in extensive property destruction.

Imminent Dangers on the Job Site – Reducing Your Risk of Injury at Work

January 22nd, 2025|

An imminent danger is a workplace hazard that puts you at an immediate risk of death or serious physical harm. It may be a safety hazard, such as an unstable trench or an exposed electrical wire, or it may be a health hazard, such as toxic substances, dangerous fumes, dusts or gases. These dangers could cause irreversible physical harm, death or reduced physical or mental performance.

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Press Continued

Improving School Parking Lot Safety

February 26th, 2025|

School parking lots are one of the busiest and most high-risk areas on campus. With students, staff, parents, and buses all navigating the same space, the potential for accidents increases. Ensuring a well-organized, clearly marked, and secure parking lot is essential to protecting everyone on campus. By implementing smart safety measures, schools can minimize risks and create a safer environment for all.

Preparing for Freezes: Protecting Your School During Cold Weather

January 17th, 2025|

Preventing Frozen Pipes in Schools is essential to maintaining a safe and operational learning environment during cold weather. Frozen and burst pipes can cause costly damage, disrupt daily activities, and compromise the safety of students and staff. By taking proactive steps, schools can effectively mitigate these risks and ensure their facilities are prepared for freezing temperatures.

Supporting Employees During Mental Health Awareness Month and Beyond

April 3rd, 2024|

Employee mental health has become a workplace topic of increased focus and awareness in recent years. An employee’s mental health includes how they think, feel and act, and their emotional and social well-being. While mental health includes mental illness, these two concepts aren’t interchangeable. For example, an employee can go through a period of poor mental health but not necessarily have a diagnosable mental illness. Additionally, an employee’s mental health can change over time, depending on factors such as their workload, stress and work-life balance.

North American Solutions Transitions to INSURICA: A New Chapter

January 10th, 2024|

North American Solutions (NAS), a trusted name in education risk management for three decades, is excited to announce a significant milestone in its journey. After 30 years of dedication and service, NAS is rebranding to better reflect its affiliation with parent company INSURICA and to strengthen its commitment to their clients.

Publications Continued

Blogs Continued

The Smart Employer’s Guide to Combating Rising Healthcare Costs in 2025

March 6th, 2025|

While no one knows what 2025 will bring from an economic point of view and there are several factors that are beyond the control of organizations, they can implement various strategies to man- age a major expense, namely healthcare.

Managing Volunteers: Liability and Safety Considerations

February 28th, 2025|

Volunteer Management is an essential component of many school communities, contributing to educational programs and student activities through dedicated volunteer support. Effective volunteer management goes beyond recruitment—it also involves addressing liability and safety concerns to protect both volunteers and the school environment. In successful volunteer management, thorough background checks and proactive supervision are critical.

Improving School Parking Lot Safety

February 26th, 2025|

School parking lots are one of the busiest and most high-risk areas on campus. With students, staff, parents, and buses all navigating the same space, the potential for accidents increases. Ensuring a well-organized, clearly marked, and secure parking lot is essential to protecting everyone on campus. By implementing smart safety measures, schools can minimize risks and create a safer environment for all.

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