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The Role of Coinsurance and Sublimits in Cyber Insurance

By |2024-12-03T22:37:57+00:00November 28th, 2024|Blog, Risk Management, Trending|

Cybercriminals increasingly use sophisticated methods to infiltrate businesses’ computer systems and networks, putting sensitive data and personally identifiable information at risk. With cyberthreats evolving in scope and complexity, businesses of all sizes and industries face potentially devastating financial and reputational damages.

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New Guidance Allows 401(k) Matches for Student Loans

By |2024-11-08T15:12:07+00:00November 8th, 2024|Blog, Employee Benefits, Trending|

The IRS recently released long-awaited rules that provide employers with clarity on how to implement a popular new 401(k) plan feature: matching contributions for employee student loan payments.

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The Battle to Make Employees Care About Benefits Sign-Ups

By |2024-11-08T15:27:30+00:00November 6th, 2024|Blog, Employee Benefits|

Despite the importance of open enrollment, most employees lack enthusiasm when asked to review health insurance and other benefits forms annually.

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Managing Holiday School Events: Key Safety and Inclusivity Measures

By |2024-11-11T16:19:07+00:00November 1st, 2024|Blog, Education|

The holiday season is a time of celebration and togetherness for schools, bringing communities together for events that highlight student achievements, seasonal performances, and festivities. While school holiday events can be meaningful for students and staff alike, it’s essential to manage these gatherings to ensure the safety, inclusivity, and enjoyment of everyone involved. By planning ahead, schools can create safe, welcoming, and enjoyable holiday events for all.

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School Security on Election Day: Best Practices for Polling Place Safety

By |2024-10-29T17:31:54+00:00October 28th, 2024|Blog, Education|

Schools often serve as polling places during elections, which presents unique safety challenges. While supporting the election process is important, ensuring the security of students and staff remains the top priority. By coordinating closely with election officials and implementing key safety protocols, schools can strike a balance between facilitating voting and maintaining a secure environment. Below are practical steps schools can take before, during, and after polling day.

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Navigating Cybersecurity Challenges in the Construction Industry

By |2024-10-21T15:47:22+00:00October 21st, 2024|Blog, Construction, Trending|

The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling software. These innovations help to automate tasks, reduce waste and improve efficiency, productivity and safety.

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Open Enrollment 2025 – Health Savings Accounts (HSAs)

By |2024-10-21T16:02:27+00:00October 20th, 2024|Blog, Employee Benefits|

There are many advantages to selecting an HDHP/HSA option at open enrollment time—for example, HSAs have three levels of tax savings and HDHPs typically have lower monthly premiums.

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Getting the Most Out of Your 2025 Open Enrollment Communications

By |2024-10-21T16:26:07+00:00October 19th, 2024|Blog, Employee Benefits, Trending|

Open enrollment is a crucial period for both employers and employees. It’s when employees can make important decisions about their benefits and an opportunity for employers to engage with their workforce effectively. As organizations continue to adapt to evolving workforce needs and changing regulations in 2025, open enrollment communication becomes more critical than ever.

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2025 Open Enrollment Checklist

By |2024-10-21T16:30:21+00:00October 18th, 2024|Blog, Employee Benefits, Trending|

To get ready for open enrollment, employers who sponsor group health plans should be aware of compliance changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2025.

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