You already know that your General Liability policy excludes ‘intangible’ property. That is why you had to buy a cyber liability policy. That policy may not have covered all of the ‘gaps’ in coverage possible by Exclusion P – Electronic Data that is included in the General Liability coverage form.

Attractive nuisances are man-made conditions on your property, vacant site or active site after-hours that draw trespassers. If children trespass on site due to these conditions, the general contractor on the site can be held liable for any injuries they sustain.

There are countless eye hazards on a construction site, including particles that have been ejected from a tool or blown by the wind. Chemical splashes and swinging objects can also be eye hazards on a worksite. However, most eye injuries are preventable if you follow simple safety precautions and always wear your safety goggles.

Your ears are very sensitive. Prolonged exposure to loud noise can lead to permanent hearing damage and even cause you to go deaf. The Occupational Safety and Health Administration recommends that workers use hearing protection should noise levels reach or exceed 85 decibels across an eight-hour workday.

Cyberattacks are increasing in the construction industry. These attacks can shut down business operations, cause reputational damage and result in costly litigation and fines.

Travelers Insurance recently released a report, based on analysis of five years of data, showing that over a third of workplace injuries occur in the first year on the job.

The Department of Labor Occupational Safety and Health Administration recently announced its national emphasis program to protect workers from heat related injury and illness.

Cranes are massive pieces of equipment common to many construction sites that make lifting and transporting heavy materials much easier. While they are an important asset, there are hazards involving all aspects of crane use on a construction site.

In observance of National Heat Awareness Day (May 27) it is important to be aware of rising temperatures on the job site. Outdoor workers can be at a higher risk to the effects of excessive heat.

Electrical contractors are responsible for installing, maintaining, repairing and replacing electrical systems and machinery in residential, commercial and industrial environments. Due to the complex nature of their work, electrical contractors are exposed to unique risks and should consider construction insurance coverage to mitigate those risks.