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Disaster Response Plans for Manufacturing Businesses

By |2021-08-26T03:38:34+00:00October 2nd, 2020|Blog, Commercial Insurance, Manufacturing, Solutions|

Your business needs to be prepared for anything so that it can survive even the most unexpected disaster. Though terrorism may not seem likely, it is still a viable threat that you must consider, particularly if your manufacturing facility is in or near a large city. You also must consider more tangible, common risks, such as criminal activity or natural disasters. To protect your company against such threats that could strike at any time, it is important that you have effective security preparation and disaster response plans.

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Communication and Technology Preparedness

By |2022-12-06T22:37:37+00:00September 30th, 2020|Blog, Industry, Technology|

According to The American Red Cross, the internet—including online news sites and social media platforms—is the third-most popular way for Americans to gather emergency information and let their loved ones know they are safe. Through the use of everyday technology, individuals, families, responders and organizations can successfully prepare for, adapt to and recover from disruptions brought on by emergencies and/or disasters. With effective planning, it is possible to take advantage of technology before, during and after a crisis to communicate with loved ones and manage your financial affairs.

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Understanding Your Technology Risks

By |2022-07-07T22:40:39+00:00September 25th, 2020|Blog, Industry, Risk Management, Solutions, Technology|

Businesses today don’t only hold physical assets. Through the use of technology companies now are responsible for very valuable intangible assets, such as sensitive data, software and intellectual property, which a general liability policy doesn’t account for. General liability provides protection in the event of bodily injury or property damage. Technology insurance coverage is designed to protect against the significant risk of economic loss related to the intangible assets a company owns. A comprehensive risk management plan needs to guard against the unique exposures that the use of technology presents.

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Builder’s Risk vs. “Properly Written” Builder’s Risk

By |2021-08-26T03:39:07+00:00September 24th, 2020|Blog, Construction, Industry|

Unfortunately, builders risk insurance doesn’t get the attention it deserves. Much more time is spent on general liability coverage and getting all of the needed endorsements. While all of the issues surrounding general liability coverage are very important to ensure a successful project, so are the issues surrounding a “properly written” builder’s risk policy.

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ABCs of Personal Fall Arrest Systems

By |2022-12-06T22:38:14+00:00September 23rd, 2020|Blog, Construction, Industry|

Falls are some of the most common types of accidents in the workplace. When working at heights, an accident can result in serious injuries. As such, it’s important to take precautions and utilize fall protection systems. Personal fall arrest systems consist of three separate elements that work together to ensure safety by catching falling workers. The three pieces of fall arrest systems include an anchorage, a body harness and connecting devices.

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Emergency Preparedness for farm

By |2021-08-26T03:39:34+00:00September 22nd, 2020|Agriculture, Blog|

Farms, like most workplaces, face unexpected emergencies and disasters, which can be natural or man-made. To help lessen the impact of these events, employers and supervisors should develop and exercise emergency action plans (EAPs), which prepare workers for emergencies and disasters before they occur.

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Fall Protection Safety

By |2021-08-26T03:39:52+00:00September 16th, 2020|Blog, Construction, Industry|

Fall protection and safety is a major concern at construction sites. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries. Falls and falling objects can result from unstable working surfaces, ladders that are not safely positioned and misuse of fall protection. Workers are also subject to falls or the dangers of falling objects if sides and edges, floor holes and wall openings are not protected. Any time you are working at a height of six feet or more on the construction site, you must be protected.

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Disaster Readiness Planning for Financial Institutions

By |2022-12-06T21:04:40+00:00September 14th, 2020|Blog, Commercial Insurance, Financial|

In times of crisis, people need reassurance that their money is safe and easily accessible. As a financial institution, countless people and businesses rely on you every day for your services. Maintaining your daily operations is vital to your organization, which means that unexpected disaster can present a huge threat. To prepare for the unexpected, you should review your disaster readiness plans to help you minimize the impact of any potentially threatening situation.

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Protect Your Institution From Employee Theft

By |2020-11-24T00:22:15+00:00August 30th, 2020|Blog, Financial, Industry|

In a financial institution, employee theft is always a concern and that risk is amplified by the current state of the economy. Normally honest employees may resort to theft if they are facing tremendous financial burdens at home. Employees may also be motivated to steal if they were given extra responsibilities after others were terminated without an increase in compensation. It is important that you recognize this risk so that you can take action to prevent it.

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