As a financial institution, your customers trust you with their money. And, whether you provide checking or savings accounts, loans, or cash and wire transfers, there are a number of risks associated with your operations that you may not have considered. The list below provides an overview of common financial intuition exposures, helping you identify potential blind spots in your risk management and insurance programs.
More than most other businesses, restaurants are loaded with hazards. What’s more, employers not only have to ensure employee safety, but patron safety as well, often creating a complex, risk-management challenge. Thankfully, taking the appropriate precautions and accessing your exposures on a risk-by-risk basis can go a long way toward protecting your investment. This guide is designed to provide a summary of the major risks restaurant owners must address and includes helpful strategies and materials they can use to reduce the exposures associated with their business.
Workplace injuries can and do continue to hurt the bottom line for employers. A well-rounded return-to-work (RTW) program can help employers better control the impact and costs of workers being away from the job, while helping employees quickly recover both physically and financially from an injury. The goal is to enable injured employees to be productive during their recuperation and to maintain a connection to the workplace. A RTW program offers advantages to both the business and its workers.
This infographic gives an overview of the sections in a Hazard Communication Program. Having a Hazard Communication Program in place is extremely important and required by the Occupational Safety & Health Act (OSHA), it is also called Workers' Right To Know.
Nonprofit organizations provide essential social services that benefit the community and their members. These organizations cannot survive without a board of directors to make major decisions on behalf of the organization. In order to protect themselves, directors and officers (D&O) insurance for nonprofit leaders is crucial and can provide the following benefits.
This infographic provides an overview of the OSHA's Field Sanitation Standard for farming businesses employing 11 or more workers.
As a new decade unfolds with new changes and challenges for businesses across industries, nonprofits are no exception. Signs of disruption for the nonprofit sector insurance world are unfolding like they are across all other sectors. However, how nonprofits respond to these changes can be even more challenging than other organizations as you aim to balance the increased cost of operations, especially the cost of risk, with the amount that goes towards your mission.
This infographic gives a quick view of some of the most common environmental and regulatory exposures at agriculture and farming properties.
When it comes to hiring a new employee, you can hire a temporary worker or a permanent employee. Which one should you choose? Each has their own benefits and while the pros vary from role to role there are some negatives that could lead you to select one type over the others. The main difference between a contract role and a permanent job is your own work “employment status” with the employer.
The oil and gas industry can be a dangerous field for workers and the environment. That’s why employers must institute rigorous safety standards and communicate with employees to ensure those standards are understood and implemented. Safety managers will be more effective if they follow these simple steps.
