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Fall Protection Safety

By |2021-08-26T03:39:52+00:00September 16th, 2020|Blog, Construction, Industry|

Fall protection and safety is a major concern at construction sites. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries. Falls and falling objects can result from unstable working surfaces, ladders that are not safely positioned and misuse of fall protection. Workers are also subject to falls or the dangers of falling objects if sides and edges, floor holes and wall openings are not protected. Any time you are working at a height of six feet or more on the construction site, you must be protected.

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Disaster Readiness Planning for Financial Institutions

By |2022-12-06T21:04:40+00:00September 14th, 2020|Blog, Commercial Insurance, Financial|

In times of crisis, people need reassurance that their money is safe and easily accessible. As a financial institution, countless people and businesses rely on you every day for your services. Maintaining your daily operations is vital to your organization, which means that unexpected disaster can present a huge threat. To prepare for the unexpected, you should review your disaster readiness plans to help you minimize the impact of any potentially threatening situation.

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Protect Your Institution From Employee Theft

By |2020-11-24T00:22:15+00:00August 30th, 2020|Blog, Financial, Industry|

In a financial institution, employee theft is always a concern and that risk is amplified by the current state of the economy. Normally honest employees may resort to theft if they are facing tremendous financial burdens at home. Employees may also be motivated to steal if they were given extra responsibilities after others were terminated without an increase in compensation. It is important that you recognize this risk so that you can take action to prevent it.

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Disposing of Consumer Report Information

By |2020-11-24T00:22:17+00:00August 30th, 2020|Blog, Financial, Industry|

In an effort to protect the privacy of consumer information and reduce the risk of fraud and identity theft, the federal government created the Disposal Rule. This legislation requires businesses to take appropriate actions to dispose of sensitive information derived from consumer reports to safeguard against identity theft crimes.

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Youth Protection Measures for Religious Organizations

By |2020-11-24T00:22:08+00:00August 30th, 2020|Blog, Industry, Ministries, Not-For-Profit|

As a spiritual safe haven for people to come and worship and learn, it is your organization’s duty to protect the safety of its youngest members. To achieve this, you need to ensure that your environment is fully secure by implementing policies with children’s best interests in mind. This should reduce and help to prevent adult misconduct while also protecting your staff and volunteers from unsubstantiated accusations.

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Leading by Example Around New Employees

By |2020-11-24T00:24:29+00:00August 30th, 2020|Blog, Industry, Ministries, Not-For-Profit|

A hardworking person can have a powerful influence on his or her team, especially when he or she is working with someone who is new to the job or to the company. As the co-worker of a new employee, consider yourself the most important role model during his or her first few weeks. Your attitude and your respect of policies and safety procedures could save him or her from an accident or serious injury!

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Pollution Liability Coverage for Schools

By |2020-11-24T00:24:22+00:00August 30th, 2020|Blog, Education, Industry|

Any school administrator knows that educational facilities contain countless risks and liabilities to protect against with insurance coverage. But one hazard that many fail to recognize is that of pollution. Because of the unique environment of a school and the greater vulnerability that children have to pollutants, educational facilities actually face one of the largest pollution risks.

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Safety Matters – Properly Refueling School–owned Equipment

By |2020-11-24T00:24:45+00:00August 30th, 2020|Blog, Education, Industry|

Filling up a vehicle used for school trips or on school grounds may seem like an easy, mindless task, but it can be extremely dangerous if done incorrectly. When refueling on school grounds or when stopping off-campus to fill up, make sure you are taking the right precautions to keep yourself, students and the equipment safe. Use these tips to ensure refueling does not result in an accident.

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Premises Liability Risks for Faith-based Organizations

By |2020-11-24T00:25:31+00:00August 30th, 2020|Blog, Industry, Ministries|

Allowing individuals to inhabit your property exposes you to several liabilities, many of which vary in severity depending on state and local laws. Consider the following, and work with INSURICA to develop an appropriate risk management plan.

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Key Employee Benefit Terms for Open Enrollment

By |2021-08-26T04:12:16+00:00August 27th, 2020|Blog, Employee Benefits, Healthcare|

Open enrollment is the time of year reserved for you to make changes to your benefit elections, and unfamiliar terms can make this process confusing. Use these definitions of common open enrollment terms to help you navigate your benefits options.

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