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Electronic Data Liability

By |2023-09-22T15:05:13+00:00December 20th, 2022|Blog, Commercial Insurance, Construction, Safety Tips|

You already know that your General Liability policy excludes ‘intangible’ property. That is why you had to buy a cyber liability policy. That policy may not have covered all of the ‘gaps’ in coverage possible by Exclusion P – Electronic Data that is included in the General Liability coverage form.

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Construction Sites and Attractive Nuisances

By |2023-06-05T16:57:41+00:00December 19th, 2022|Blog, Commercial Insurance, Construction, Safety Tips|

Attractive nuisances are man-made conditions on your property, vacant site or active site after-hours that draw trespassers. If children trespass on site due to these conditions, the general contractor on the site can be held liable for any injuries they sustain.

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Home Insurance Forecast Heading into 2023

By |2023-06-05T17:03:53+00:00December 11th, 2022|Blog, Personal Insurance|

The home insurance market is currently being challenged by significant market conditions. Companies that respond the best to inflation and challenges of natural disasters will provide the biggest benefits to consumers going forward.

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Q4 2022 Essentials for Plan Sponsors

By |2022-12-02T18:15:15+00:00December 1st, 2022|Blog, Employee Benefits|

The RxDC reporting requirement requires employers to submit prescription drug data to the Department of Health and Human Services (HHS), the Department of Treasury, and the Department of Labor (DOL). The deadline is December 27, 2022. Some of the required information includes:

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Five Critical Issues for Employers Reporting 2023 ACA Compliance

By |2023-06-05T17:20:47+00:00November 29th, 2022|Blog, Employee Benefits|

According to the Affordable Care Act (ACA), applicable large employers (ALEs) are obligated to offer full-time employees and dependents affordable minimum essential health coverage. They must also report to the IRS information about the health coverage plans they offer.

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Businesses Expand Employee Benefits Offerings to Attract and Retain Top Talent

By |2023-06-19T19:57:02+00:00November 28th, 2022|Blog, Employee Benefits|

In today's competitive labor market, offering traditional benefits like healthcare is no longer enough to attract and retain top talent.

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Online Tools Help Employees Make Better Benefits Choices, Boost Engagement

By |2023-06-05T17:25:07+00:00November 27th, 2022|Blog, Employee Benefits|

The traditional enrollment process for employee benefits, which often involved filling out paper forms and waiting for them to be processed, has shifted towards an online platform. Employers are now seeking ways to improve this experience by incorporating decision-support tools.

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