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Understanding Security Debt

As organizations adopt new technologies and modernize operations, cybersecurity safeguards can fall behind. Unpatched software, outdated systems, excessive user privileges, inadequate training and unauthorized tools can create unresolved weaknesses collectively known as security debt. Security debt extends beyond technical vulnerabilities. It includes gaps across people, processes and technology, such as weak governance, unsupported systems, forgotten cloud resources and poor access controls.

By |October 30th, 2026|Categories: Blog, Risk Management, Trending|0 Comments

Heating Systems and Indoor Air Quality: What Schools Should Check Before Winter

As schools prepare for colder weather, heating systems and indoor air quality deserve special attention. When equipment, ventilation, or maintenance needs are overlooked, schools may face uncomfortable learning environments, equipment failures, water damage, or disruptions to normal operations.

By |October 29th, 2026|Categories: Blog, Education, Risk Management|0 Comments

When Wildlife Becomes a Liability: 2 Raccoon Break-ins and What They Reveal About Commercial Coverage

In late November 2025, a raccoon entered a closed liquor store through the ceiling in Ashland, Virginia, knocked bottles from the shelves and was later found passed out in the bathroom after apparently sam-pling the inventory. Animal control secured the raccoon and released it unharmed. Weeks later, in Lake Geneva, Wisconsin, a raccoon fell through a ceiling into a resort restaurant during dinner service. A patron who tried to catch the animal was bitten, and the raccoon was later euthanized and tested for rabies. The test came back negative, but the guest had to be evaluated for possible rabies exposure before that result.

By |October 28th, 2026|Categories: Blog, Risk Management, Trending|0 Comments

AI in Schools: 7 Questions to Ask Before Approving a New Tool

Artificial intelligence tools are quickly becoming part of the education landscape. From lesson planning and tutoring support to communication, accessibility, and administrative tasks, AI may offer valuable opportunities for schools. However, before approving a [...]

By |October 14th, 2026|Categories: Blog, Education, Risk Management|Comments Off on AI in Schools: 7 Questions to Ask Before Approving a New Tool

INSURICA Acquires WorkCompOne, Expanding Digital Capabilities for Small Business Insurance

OKLAHOMA CITY, Okla. — INSURICA has acquired WorkCompOne, a direct-to-consumer digital insurance agency focused on workers' compensation coverage for small businesses.

By |October 12th, 2026|Categories: News|Comments Off on INSURICA Acquires WorkCompOne, Expanding Digital Capabilities for Small Business Insurance

Open Enrollment Compliance: Don’t Overlook Required Employee Notices

For many employers, open enrollment is focused on benefit changes, employee elections, and preparing for the upcoming plan year. It is also an important time to review the notices and disclosures that must be provided to employees and other eligible individuals.

By |October 7th, 2026|Categories: Blog, Employee Benefits|Comments Off on Open Enrollment Compliance: Don’t Overlook Required Employee Notices
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