INSURICA Texas Hospital Association Endorsed Provider
Hospital and Healthcare Insurance Simplified Even though most hospital administrators likely [...]
INSURICA Risk Insights – Winter 2022-23
INSURICA Risk Insights Keeping you ahead of the risks and challenges unique to your [...]
ESG Trends to Watch
Environmental, social and governance (ESG) factors are often considered by socially conscious investors when evaluating companies on sustainability and social conscientiousness. While ESG metrics can be hard to measure, the risks surrounding them are increasing. As consumer, investor and shareholder action is increasingly focused on ESG, companies and their directors and officers (D&Os) must proactively address climate change, working conditions, cybersecurity and diversity. Failure to do so poses a significant D&O risk for companies and their insurers.
Construction Times – Winter 2022-23
INSURICA Construction Times Keeping you ahead of the risks and challenges unique to [...]
Electronic Data Liability
You already know that your General Liability policy excludes ‘intangible’ property. That is why you had to buy a cyber liability policy. That policy may not have covered all of the ‘gaps’ in coverage possible by Exclusion P – Electronic Data that is included in the General Liability coverage form.
Environmental Times – Fall 2022
INSURICA Environmental News Keeping you ahead of the risks and challenges unique to your [...]
Energy Newsletter – December 2022
INSURICA Energy Times Keeping you ahead of the risks and challenges unique to [...]
Insurance Needs for Electrical Contractors
Electrical contractors are responsible for installing, maintaining, repairing and replacing electrical systems and machinery in residential, commercial and industrial environments. Due to the complex nature of their work, electrical contractors are exposed to unique risks and should consider construction insurance coverage to mitigate those risks.
Data Breaches – A Growing D&O Concern
As a director or officer at your company, you face litigation risks based on the decisions you make following a breach and on how you influence cybersecurity policies, as these are often considered board-level issues.
Safely Disposing of Your Devices
Removing information from computing devices is called “clearing.” The National Institute for Standards and Technology (NIST) states that clearing is “a level of media sanitation that does not allow information to be retrieved by data, disk or file recovery utilities.
Ransomware Attacks in Manufacturing
In addition to ransom payments, ransomware attacks on manufacturing can also be extremely costly in terms of response and business interruption costs.
Education Risk Insights: Data Security and Higher Education
Learn more about ways for institutions of higher education to keep students' private information secure while upholding the value of free exchange of ideas.
Common Exposures For Financial Institutions
As a financial institution, your customers trust you with their money. This article provides an overview of common financial intuition exposures, helping you identify potential blind spots in your risk management and insurance programs.
Data Breach Fatigue
Normalizing or justifying data breaches can have serious consequences for an organization's customers, bottom line, and reputation. This article discusses the repercussions of data breach fatigue on organizations and the steps organizations can take to ensure they don’t become complacent about cybersecurity needs.
Woligo Partners with INSURICA
Woligo partners with INSURICA to provide business insurance for self-employed workers and small business owners.
Are You Responsible for Employee Identity Theft?
The answer is yes, which is why it’s important to practice good cyber risk management. State and federal laws require employers to safeguard sensitive employee data. If you don’t, you could be held liable when the information is stolen.